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That seems to be the consensus when you read some bad reviews.
I first heard about Legal Shield from a guy I will just call “Stu”. He was in town to watch a soccer game, and purchased a bike from me. He seemed like a real nice guy, and I was happy the bike I had would work for his son. What Stu didn’t know before he met me, is that I’m a bike geek, and he seemed pretty impressed with the way I communicated about bikes, and told me about Legal Shield.
After doing some research online, I have to say that I was not impressed. There seemed like a lot of negative reviews online about Legal Shield. There were a lot of people that seemed to feel ripped off by the service, and some people even called it an outright scam.
So, I wrote an email to Stu, and politely told him to…kick rocks. I wasn’t going to get involved in a scam.
Stu and I kept in touch, probably because I was always happy to discuss anything that had to do with bikes, and because I had another bike Stu was interested in purchasing. After a little while, I began to think about some of the products I’ve purchased online that were perfectly legitimate, that others were calling scams. Could this be the case with Legal Shield?
So, I got in touch with Stu and told him that I might be interested in Legal Shield. Not long afterward, he invited me to a Legal Shield meeting. I didn’t stay for the whole meeting, but there is one very important thing I came away with. During the meeting, I learned that there are certain things Legal Shield does not cover. For instance, Legal Shield does not cover Driving While Intoxicated charges, Bankruptcies, tax fraud, and some other things, all of which are disclosed in the Legal Shield contract. More on this later.
So, in cases where reviews are negative, it is entirely possible that at least in some cases, someone either oversold Legal Shield services, or the person who purchased the service did not entirely understand what they were getting into. Just to be clear, click on the link below to find out what is covered under Legal Shield Personal – you may have to scroll down a bit once you land on the page to view all benefits:
Now, I mentioned that things like DWIs, bankruptcies, tax fraud, and some other things are not covered (which are explained in great detail in your LegalShield contract). Well, the good news is that all of these things and more are eligible for a 25% discount off the Provider Attorney’s standard hourly rates. Doing the math, that means a $2,000 attorney fee would be discounted to $1,500. Above and beyond that, there are over 2,000 member perks that come with your Legal Shield Membership.
Legal Shield Personal costs $24.95 a month (please note that this may differ from state to state). So, is it worth it? Well, my friend Stu said he was able to get a $600 write off from a cell phone carrier that over charged him. He even showed me the letter that his Legal Shield representative wrote to the cell phone company, demanding that the charges be reversed. That’s pretty impressive. Now, remember what I said about the member perks that come with your Legal Shield Membership? Stu told me that between his auto insurance, home owners insurance, and cell phone carrier, he and his wife save around $80 a month with the Legal Shield member perks. So basically, the service pays for itself, at least in Stu’s case. You can also get Legal Shield Identity Protection for an additional $9.95 a month.
Yes, there are negative reviews out there. There are some people you just can’t please. But if you read all of the fine print, and consider everything that comes with your Legal Shield Membership, don’t be too shocked if you come out way ahead, and don’t forget, you have a team of lawyers to help you out when needed for covered services, that offer nice discounts for uncovered services. Start your Legal Shield Membership today. Remember to scroll down to review all benefits and to access the sign up link!